How to Send Money by Phone With PayPal

by Contributor

PayPal now has a feature where you can send money by mobile phone or Internet, or by calling its customer service number. No matter where you are, you can send money just by typing in a text message on your phone to the recipient's email or phone number. It's convenient if you want to split a restaurant bill with a friend, but you don't have cash or a check handy.

Log in to your PayPal account, or sign up for a new account. Click the "Activate PayPal Mobile" link on the left side of your account page, then create a personal mobile PIN to activate your cell phone. Verify that your wireless carrier handles PayPal services by clicking the "wireless carrier" link at PayPal, or by visiting the carrier's website.

Send a text message to PayPal with the numbers 729725. Then, type the amount you owe and the friend's phone number or email. For example, text "send 50 to 1234567890" or "send 10 to"

Wait for PayPal to call you or send you a text to confirm your PIN. Afterward, PayPal will send a text to your friend's phone to notify them of the payment. The money gets posted to your friend's account automatically. If your friend doesn't have PayPal, he or she will need to sign up and activate their phone for PayPal Mobile service.

Go to on your cell phone. Enter your email and password to log in, then choose the "Send Money" tab. Fill out the form on the "Send Money" page by entering the person's phone number or email, then the amount you owe. Hit "Continue," and your friend will receive a text message reading that you sent cash.

Call PayPal to send money by phone. Dial 1-800-4PAYPAL and listen for the prompt to enter your mobile PIN, amount and your friend's phone number. He or she will be alerted by text when the cash has been sent to their PayPal account.


  • check You can resend money if your call gets dropped in the middle of your transaction. The transaction must be confirmed by you before PayPal completes the payment.


  • close While it's free to send money by phone through PayPal, you must check with your wireless carrier for any text message fees that may apply.

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