What Is an ACH File?

by Kara Page ; Updated October 06, 2017

An ACH file is a file with the extension .ach, which is most often associated with Medlin Accounting. It is commonly used by banks and may also be referred to as the "NACH" or "NACHA" format.

Purpose

An ACH file is used by banks in the process of setting up automatic deposits of paychecks into the bank accounts of employees.

Downloads

Software that supports the creation and opening of ACH files include ACH File Pro, Treasury Software's ACH Universal, and Brothersoft's Easy ACH File Creator.

Features

ACH programs may give you the ability to view, edit, and validate ACH files. Other features may include creating batches for returns and dishonored returns, as well as notifications of change.

Recommendations

In order to optimize the memory and storage for ACH files, it is recommended that you run a free performance scan on your computer, as well as scanning your PC for outdated drivers that might cause other system malfunctions.

Warnings

If you are trying to use or open an ACH file and an error message that says the ACH files cannot be opened, be sure you have identified a program that can open ACH files. If you have, your registry may be damaged, and it is recommended that you check your registry for file association errors.

About the Author

Kara Page has been a freelance writer and editor since 2007. She maintains several blogs on travel, music, food and more. She is also a contributing writer for Suite101 and has articles published on eHow and Answerbag. Page holds a Bachelor of Music Education degree from the University of North Texas.

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