How to Get Verified on PayPal Without a Bank Account

by Michael Keenan

PayPal is an online transaction agent that allows people and companies to send and receive money over the Internet. If you are a verified user, you have no spending limit and extra security, and others are more likely to trust you because you have surpassed PayPal's security checks. In order to be verified on PayPal, you must either enter your bank account information or have a PayPal Plus MasterCard, which has no annual fee, offers reward points and will immediately be added to your PayPal account.

Go to the PayPal Web site and click the "Personal" tab across the top of the screen to get to the "Financial Products" tab.

Scroll the mouse over "Financial Services" underneath the "Personal" tab, and then click "PayPal Plus Credit Card" in the dropdown menu. Then click "Apply Now."

Log in with your PayPal account information and verify your contact information. Determine if you want to enroll in the Account Security program. Enter your birth date, read and agree to the terms and conditions, and click "Agree and Continue" at the bottom of the page.

Wait up to 30 seconds for an approval decision from PayPal. Your account will be linked to your card and verified, and the card will come in the mail.

Warning

  • close If you sign up for PayPal's Account Security program, you will be charged $1.50 for every $100 of your average daily balance on the card. This program helps cover your balance in case of an emergency.

Items you will need

About the Author

Mark Kennan is a writer based in the Kansas City area, specializing in personal finance and business topics. He has been writing since 2009 and has been published by "Quicken," "TurboTax," and "The Motley Fool."